#342 of 500 · Member & Benefit Funds

San Diego County Credit Union

EIN 95-1184903 · CA · NTEE n/a · Form 990, fiscal 2023

A not-for-profit, member-owned financial cooperative headquartered in San Diego, California, and the region's largest locally owned financial institution. Founded in 1938, it serves members across San Diego, Riverside, and Orange Counties, offering checking and savings accounts, loans, mortgages, credit cards, and other consumer financial services through branches and digital channels, and returns earnings to members through better rates and lower fees.

Financials, fiscal 2023

Revenue

$447.7M

Expenses

$357.4M

Total assets

$13.48B

Net assets

$1.72B

Operating margin

20.2%

1-year growth

35.9%

5-year growth (CAGR)

6.8%

Reserve (years of spending)

57.7

Contributions share

n/a

Programme spending

59.9%

Fundraising cost

n/a

Executive pay share

3.50%

Employees

1,193

Revenue per employee

$375K

Grants paid

n/a

Years filing

62

NFP Health Score: 77 / 100

Financial 72 · Governance 75 · Operational 90. The score is built from Form 990 line items only. It cannot measure how well an organisation delivers its mission.

Mission

Founded on the principle that people come first and profits second, returning earnings to members through lower loan rates, higher deposit dividends, and lower fees.

Revenue history